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Thursday, October 30, 2014
Online Banking

Checking

FREE Online Banking and FREE 24-Hour Telephone Banking for all our customers!Checking Accounts holders receive an earnings credit to help offset monthly maintenance and transaction fees.* 

Basic Checking

  • $100.00 minimum to open 
  • Check images included with monthly statements 
  • $5 monthly maintenance fee 
  • $.15 per deposit/credit 
  • $.15 per debit 
  • $.05 per Item Deposited 
  • $1.00 per Returned Deposit Item 
  • $1.50 Daily Fax 

*The earnings credit is calculated on the 30-day average of the 90 Day Treasury Bill. 

First Fund Business

Our top of the line money market account offers the convenience of check access and competitive tiered rates of interest. $2,500.00 minimum to open

  • $1,000.00 minimum balance requirement*
  • Interest compounded daily and credited to your account monthly**
  • Tiered interest rates $250 to $2,499; $2,500 to $9,999; and $10,000 and over**
  • Transaction limits: 6 preauthorized transactions per statement cycle; 3 of which may be checks to third parties

*If balance falls below $1,000.00, there will be a maintenance fee of $10.00 for that statement cycle. 
**You must maintain a minimum balance of $250.00 to earn interest on this account. 

Value-Added 

  • FREE deposit endorsement stamp
  • $25.00 towards first check order
  • FREE bank bag
  • FREE online electronic statement. $3 per paper statement.
  • FREE debit card with ScoreCard Rewards and no monthly or annual fee
  • FREE VISA credit card with 5,000 free ScoreCard Reward points*
  • First Aid overdraft protection with no annual fee.*
  • Minimum average daily balance of $1500 or a $500 minimum balance for statement cycle
  • No more than 50 debit items and 100 deposit items (i.e. checks deposited) per month. Electronic deposits and debits are not included in the limits, only paper transactions are counted.
  • $8 per statement if you fail to meet minimum balance or average balance requirements 
  • $0.25 per item in excess of 50 debit or 100 credit item limits. 
  • Minimum average daily balance of $1500 or a $500 minimum balance for statement cycle

*Requires credit approval.

Business Savings 

  • $100.00 minimum to open
  • $200.00 minimum balance requirement*
  • Interest compounded daily and credited to your account monthly
  • Transaction limits: 6 preauthorized transfers per month with no transfers by check, draft, debit card, or similar order to third parties**

*If balance falls below $200.00, there will be a maintenance fee of $2.00 for that month. 
**A withdrawal fee of $1.00 will be charged for each withdrawal in excess of three during a calendar month. 

Certificates of Deposit 

For those depositors seeking the certainty that comes from locking in a fixed rate of return, we offer CD’s with terms ranging from 14 days to 5 years. Our minimum deposit is just $500.00. For current rates, call us at 686-3300 or see one of our New Account specialists today. 

 

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