Home Loan

Buying or refinancing a home is one of the most important decisions you will ever make, so you want to make sure you choose the right financing. Our Home Loan Specialists can tailor a financing package that best fits your needs and circumstances.

Irma Armstead	307-686-3335
Renee Ellison	307-686-3331
Kristie Franklin	307-686-3334
Mark Randen	307-686-3339

At First National Bank, we offer fixed and adjustable rate home mortgage loans at very attractive rates, with features and terms to fit your individual needs. To apply for one of our great home loans, or to check our rates, simply stop in or call one of our Home Loan Specialists at 307-686-3330 (or e-mail us at fnbhomeloans@fnbgillette.com) and set up an appointment.

Fixed Rate Mortgage (Home) Loans

FHA, VA, Conventional, 1-4 Family financing available for 10, 15, 20, 30 and 40 year terms
Fixed principal and interest payments
Valuable budgeting tool
Cash-out refinancing available

First-time Homebuyer Program through Wyoming Community Development Authority

Adjustable Rate Mortgage Loans

Lower initial rates allow home owners to buy more house
Great for starter homes or customers who expect a growing income

Zero Down (0%) Financing

Finance 100% of the purchase price with one mortgage
80/20 combination home loan packages enable 100% financing without private mortgage insurance

First-time Homebuyer Program through Wyoming Community Development Corp

Down payment assistance available from WCDA
Below market rates for 30 year mortgages

Bridge Loans

Enables you to tap the equity in your existing home to provide funds for the down payment on your new home

Construction Loans

Financing available for both conventional (“stick-built”) and manufactured/modular homes
Loans available for new additions and other large home improvements