Savings & CDs

First Fund Account

Our top of the line money market account offers the convenience of check access and competitive tiered rates of interest.

$2,500.00 minimum to open
$1,000.00 minimum balance requirement*
$2,500.00 minimum balance requirement*
Interest compounded daily and credited to your account monthly**
Tiered interest rates $250 to $2,499; $2,500 to $9,999; and $10,000 and over**
Transaction limits: 6 preauthorized transactions per statement cycle; 3 of which may be checks to third parties
FREE Online Banking
FREE 24-Hour Telephone Banking

*If balance falls below $1,000.00, there will be a maintenance fee of $10.00 for that statement cycle.
**You must maintain a minimum balance of $250.00 to earn interest on this account.

Personal Savings

Whether you are a first-time saver or just setting aside funds for a special goal (new golf clubs), purpose (escrowing for taxes and insurance) or project (saving for that new sprinkler system), you’ll have peace of mind knowing that your funds will grow with interest.

$100.00 minimum to open
$200.00 minimum balance requirement*
Interest compounded daily and credited to your account monthly

*If balance falls below $200.00, there will be a maintenance fee of $2.00 for that month. Maintenance fees are waived for Students and Senior Citizens (60 years of age or older).
**A withdrawal fee of $1.00 will be charged for each withdrawal in excess of three during a calendar month.

First Saver

This special account is designed to teach children the importance of saving. With no fees and special prizes, kids will have fun saving for that new toy!

Get a Stamp for each Deposit Made; Collect 10 Stamps to receive a prize!
NO minimum to open
NO minimum balance requirement
NO monthly maintenance fee
Interest compounded daily and credited to your account monthly
Transaction limits: 6 preauthorized transfers per month with no transfers by check, draft, debit card, or similar order to third parties*

*A withdrawal fee of $1.00 will be charged for each withdrawal in excess of three during a calendar month.

Certificates of Deposit

For those depositors seeking the certainty that comes from locking in a fixed rate of return, we offer CD’s with terms ranging from 14 days to 5 years. Our minimum deposit is just $500.00. For current rates, call us at 686-3300 or see one of our New Account specialists today.